Have you ever heard of artificial intelligence to help invest in financial management? At the end of 2017, the Toronto Stock Exchange of Canada was listed for the first time to operate index equity funds (ETFs) with artificial intelligence (AI), and made decisions with AI to invest in global stock markets.
Liu Zongsheng, general manager of Yuanda Investment Co., believes that in terms of investment and financial management, the word "AI" will be divided into two meanings, one is "ArTIficial Intelligence" and the other is "AutomaTIon InteracTIon". Today's securities AI still belongs to the latter, because stock prices still have to be driven by market prices.
Why is AI for investment and financial management not equal to "ArTIficial Intelligence"? Liu Zongsheng explained that the stock market will always have only winners and losers, but no experts, so AI can't be a financial expert; but in the future, human beings should integrate with machines to create four major trends: simulation of financial management through machine automation, AI brokers (Broker) ), AI Advisor (Advisor), and AI Strategy Planner (Planner).
Looking at the current trend, "People + AI" and "People + Robot" are current international investment trends; in the case of FinTech, the investment content includes gold flow, transaction flow, product flow, and information flow. The current investment trust company can provide services to cash the fund.
"For investment, the customer's first road must be financial management. The last road is to get information." Liu Zongsheng believes that if AI is to be integrated into investment and financing, the prerequisite is to cash the fund and cash funds. After the combination of the two, the first road is opened, so that people can add small money, loose money and change to the value-added function.
In recent years, with the development of ETF products into homogenization, the situation of price cut competition has begun to appear. In the future, such products must be transformed; AI just becomes a turning point in this type of investment and wealth management products; in the future, customers can use intelligence. Investment platform; based on its own risk attributes and past investment preferences, calculate the investment portfolio suitable for each investor through AI technology.
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